I’m excited about the possibility of helping you achieve your real estate goals!
Real Estate is a very personal and involved process. I am equipped with 23 years experience in assisting people finding not just a house but a place they can call home. I will help make your dreams come true.
The typical rule of thumb is to pay 20 percent of the home’s price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be – or the more expensive a house you can buy. In addition to avoid PMI (private mortgage insurance) which can add a nice little chunck to your monthly payment there has to be a minimum of 20% equity to avoid paying this. 20% down takes care of this.